(Yeni) – Refer to survey results from experts to see how much money ‘rich families’ usually have in savings to see if your house meets the standards?
Today, human consumption needs are increasing. In addition to daily expenses, families usually have a savings to prevent unusual risks. Please refer to survey results from experts to see how much money ‘rich families’ usually have in savings to see if your house meets the standards?
Times are different and wealth standards are also different
Previously, due to low social productivity and relatively small social wealth, people’s earning ability was also low, and family wealth accumulation was much slower. According to the economic level at that time, if you only saved 100 million VND, you could basically be considered a rich family.
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Nowadays, prices are constantly increasing. If a family’s savings are only 100 million, instead of being considered a rich family, it is still considered to have almost no savings. In fact, all expenses today are very expensive. If a family can only save 100 million VND, it is clearly not enough to cover daily expenses if they lose their monthly income or have financial complications. health, disaster. It can be seen that with the change of times, the evaluation standards of wealthy families also change.
Surveys on income and finance show that people’s income and consumption levels today have increased significantly, and the quality of life of families has also improved. However, if you really want to evaluate whether a family is a “rich family” or not, you should not only look at the amount of savings and earning ability, but also look at the amount of real estate that they own. that family owns.
After more than 20 years, real estate prices have now increased. The price of real estate and apartments in big cities has reached a level that is inaccessible to ordinary people. Now the price of a house or apartment can be up to 3 – 5 billion VND. In other words, if you can own your own house, you can still be considered a wealthy family even if your savings are relatively small. Because buying a house is enough to prove that your economic strength is relatively strong, far beyond that of most people. But if you don’t own your own home, you may not be considered a wealthy family even if you have more savings than a family that already owns a home.
Tuy nhiên, có một số gia đình không sở hữu bất động sản mà đầu tư tiền vào các kênh giá trị gia tăng khác như trái phiếu, cổ phiếu, chứng khoán, vàng… cũng như một số ngành nghề kinh doanh phù hợp. Theo định hướng chính sách của Chính phủ, nguồn thu nhập khá cao và ổn định, chất lượng cuộc sống cơ bản không tệ, có thể coi là gia đình khá giả.
Cùng với sự phát triển không ngừng của kinh tế – xã hội, các tiêu chí đánh giá gia đình giàu có cũng có những thay đổi lớn. Tuy nhiên, trong những năm gần đây, do nhiều yếu tố khác nhau, công việc của nhiều người không ổn định, khó trang trải cuộc sống chứ đừng nói đến việc tiết kiệm tiền. Vì vậy, hầu hết mọi người đều không thể đáp ứng được tiêu chuẩn của những gia đình giàu có.
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